"The borrower is servant to the lender Proverbs 22:7 Debt can be a terrible thing. It is so easy to incur and so difficult to repay. I hasten to add that borrowing under some circumstances is necessary. Perhaps you need to borrow to complete your education. If you do, see that you pay it back. And do so promptly even at the sacrifice of some comforts that you might otherwise enjoy. You likely will have to borrow in securing a home. But be wise and do not go beyond your ability to pay. Borrowed money is had only at a price, and that price can be burdensome."
— The Burden of Debt
Stand a Little Taller - Gordon B. Hinckley
"Repent ye therefore, and be converted, that your sins may be blotted out, when the times of refreshing shall come from the presence of the Lord; Acts 3:19 In your journey through life, you meet many obstacles and make some mistakes. Scriptural guidance helps you to recognize error and make necessary correction. You stop going in the wrong direction. You carefully study the scriptural road map. Then you proceed with repentance and restitution required to get on the "strait and narrow path which leads to eternal life" (2 Nephi 31:18) Brothers and sisters, our busy lives force us to focus on things we do from day to day. But the development of character comes only as we focus on who we really are. To establish and accomplish those greater goals, we do need heavenly help."
— Repentance and Restitution
Daily Joy - Russell M. Nelson
© 2026 Good Clean Memes